Auto Insurance Advice : How Do Auto Insurance Premiums Work?

Auto Insurance Advice : How Do Auto Insurance Premiums Work?


You are thinking about buying car insurance
and you are thinking about how much money it is going to cost you. Well it’s very simple,
the more premium, the more coverage. My name is James with The Resurgence Group. We are
a full service insurance agency and we specialize in auto insurance. A lot of times people will
come to us and they’ll say this is how much I can spend, get me as much insurance as you
can possibly get for that amount and that’s what we’ll do. You’ve got what is called a
rate calculator and it is going to give you specific premiums for each limit. So you have
got bodily injury, that’s going to be a certain amount of premium, PIP which is personal injury
protection, property damage, uninsured motorists, caulping collusion. Depending on the type
of vehicle and how much money you have to spend each month you’ll design a policy that
will fit your budget so again call your agent or call the company and let them design the
policy around the budget and this way it won’t break you when it comes to designing that
car. My name is James from The Resurgence Group, a full service agency, and we strongly
suggest that you design a policy that you can afford and this way you and the car and
the policies stay on the books.

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